Riverside Financial Services has been established
for over twenty years. We are totally independent and have deliberately
remained small so that we can provide you with a personal, caring
service at all times. You won’t be faced with an anonymous team of call
centre personnel, but will deal with one person whose aim is to get to
know you, your concerns and your priorities in financial matters.
Our clients come from every walk of life and we take trouble to
identify their individual financial aspirations so that we can give
them the most suitable advice to meet their objectives. An initial
meeting is free of charge and, if you decide to appoint us as your
financial adviser, we can then carry out your instructions on a
commission and/or fee basis.
We have established a loyal client base built up through referrals
from existing clients and professional connections, as we do not
advertise and do not use direct marketing methods such as mailshots.
Our flexible and personal approach allows us to treat our clients
fairly whilst maintaining high professional standards. Our aim is to
give you practical and sympathetic advice, with the aim of building a
long term and mutually rewarding relationship with you.
t Riverside Financial Services Ltd our aim is to ensure that you have the best possible
advice when planning your financial future.
Throughout our website you will find a wealth of information on a variety
of financial topics and useful tools to help you gain a better understanding
of the complexities of personal financial planning.
Our services include a review of your existing arrangements:
When was the last time your pensions, savings and life assurance plans
were reviewed? As your personal circumstances change, there may well
be a need to update your current plans in order to establish adequate
provision for the future.
Milestones in life
There are so many issues to consider when planning one's financial
future, so here are a few 'milestones in life' to assist you.
Birth - starting school, university or college - starting work - change
of job - first home - getting married - starting a family - moving house
- change of location - redundancy - starting your own business - unexpected
windfall - divorce - illness - retirement - death
With personal circumstances changing from time to time it is important
to undertake a review of your financial position to accommodate all of your
needs.
Pension planning
Personal Pensions, Company Pension Schemes, Stakeholder Pensions schemes,
Self Administered Pension Schemes, Unlocking/Transferring Money Purchase Pension
Benefits and Additional Voluntary Contributions (AVCs).
Investment planning & management
Investing for growth and/or income through ISA's, Unit Trusts, Bonds and Offshore Funds.
Mortgages
We have up to date information
and access to a wide range of Building Societies, Banks and Central
Lenders' schemes from which we can draw to suit individual
circumstances.
Life assurance
Family Protection, Mortgage/Loan Protection and Business Protection.
Income protection
Replacement Income in the event of Sickness, Accident and Disability.
Critical illness protection
Provides a Cash Lump Sum or income on diagnosis of a serious illness such as heart
attack, stroke, cancer, etc. or total disability.
Business & keyperson protection
To protect a business from the effects of losing a Key Director or Key
Employee through death or illness.
Savings plans
Various schemes to plan for future requirements such as children's
education, wedding expenses, 18th or 21st birthday present, deposit on
a first home or any other purpose.
Annuities
Capital investment to purchase a guaranteed income.
Financial and Legal 
